The Ultra advisors
Beyond tracking, Ozorys can become a genuine advisor. Three modules in the Ultra plan help you decide before you act and stay comfortably in the black. They switch on — and off — as you please.
The Safety Cushion
The Safety Cushion is an invisible mattress slipped beneath your disposable income. It sets aside a buffer amount so that an unexpected event does not tip you into the red. Your daily budget already accounts for this cushion: what it suggests you spend is safe from the start.
The Cushion blocks nothing: it makes your disposable income more prudent, keeping room to manoeuvre that you will not see melt away at the first setback.
The "what if" Simulator
Before a spend you are unsure about — a weekend away, a treat — the Simulator shows you its impact on your disposable income without recording anything. You see the consequence, you decide fully informed. And if you take the plunge, a "record for real" button opens the actual form, pre-filled.
It is a risk-free test bench: you try out the future before you write it.
The Disposable-income Coach & the peace-of-mind threshold
The Coach sets kindly markers to help you stay in the black throughout the month. The peace-of-mind threshold marks the line below which it is wiser to slow down. No guilt-tripping, no anxiety-inducing alarm: just a gentle compass that keeps you company.
Module quiz
Test your knowledge
Simulate a temptation
Think of a treat you are hesitating over. Open the Simulator and enter it without recording it: watch what happens to your disposable income. The decision is yours — but it is now an informed one.